A jacket, an electric heater and a good soup. In this period of extreme cold, households equip themselves, and the delight of some traders.

Heating and soup go hand

"The heaters are selling very well right now," said a spokesperson for the brand Boulanger, who expects to sell three times more this week than last week. Thursday, electricity consumption was close to its peak absolute, the French setting up their electric heaters.

Sales of these soups should be greater than 16% this week that they would have been usual with temperatures (5-6 degrees on average), the company provides Metnext, a subsidiary of Météo France. The expected impact is 8.5% for stocks, 8% for soluble coffee, 8% for the chocolate powder and 4.5% for the chocolate tablet. "These products will also benefit from the winter next week," he told AFP Cedric Flecher, consultant Metnext.

The ingredients used to concoct homemade soups, such as leeks, carrots, onions or potatoes, will also benefit, he said, but in supermarkets where they do not freeze, as the open-air markets, where they can be damaged on the shelves. "These conditions lead to changes in diet," added Thierry Desouches, spokesman for U. System "We are back to product a little more invigorating, hot drinks, soups, meat, cooked, products that take the body."

However, consumers may be less tempted to go to the shops to keep warm at home, drawing on their stocks of canned or frozen.

The boots are hot

"There should be a trend to fewer trips to the supermarket. But when it's cold like this, people need calories, with products such as starches, pasta, potatoes. And still fresh such as yogurt, "says Flecher.

"So the races are going to be, but people will focus their shopping in one location, often in large shopping centers rather than in small stores downtown," he said. Textile side, the cold should benefit winter items that had previously suffered a very mild winter. "On this end of period balances, in a extremely cold weather, we expect a very positive impact that will sell for the series easily," says Arrow.

For example, the site selling shoes Sarenza recorded this week "historical peaks" of sales of fur boots and après-ski. "Until now, with mild temperatures, you could dress like in October. But from -5 to -8 degrees, if you have a coat a little short, go buy one soon," noted M . Desouches. "It also benefits the accessories like gloves and hats." "It is rather positive, it can sell the jackets we have not sold the previous week," said Jean-Marc Genis, president of the Federation of brands of clothing (FEH, chains).

"There is no rush," said Bertrand Morvan, president of the National Federation of the clothing (FNH, independent), but the cold "can sell stocks that might have been difficult to sell. " In contrast, the new summer collections "are struggling to leave."

Germany, France and Italy, met Thursday in Strasbourg (east), expressed their determination to secure the future of the euro, if necessary by amending the European treaties, but without affecting the independence of the European Central Bank (ECB).

The three largest economies in the euro area are determined to "do everything to support and ensure the sustainability of the euro," said the French president told reporters at the end of the tripartite summit.

Mr."We all three indicated that respect for the independence of this institution, it was not to request positive or negative" to the ECB for its part has assured the French President.

Several French officials, including Foreign Minister Alain Juppe Thursday morning, however, have called for the ECB to play "a role" to save the euro area. This role would be to buy massive debt of the countries most vulnerable to stem the continued rise in rates on government bonds of several euro area countries, which penalizes their already fragile budgets. This rate increase, a sign of the distrust of the market against the euro area, is now affecting countries like France.

"We are all three very much aware of the seriousness of the situation," said

Françoise Bettencourt-Meyers has requested in writing to become the beneficiary of some life insurance from his mother – to the tune of 93 million – "because of an agreement" with her past, said Sunday AFP to the former agent of the billionaire, Pascal Wilhelm.

Groups and UMP New Centre (NC) voted this draft budget called "obsolete" by the leftist opposition, who voted against.

This draft budget, the last of the five-year and the Legislature, is built on a projected growth rate of 1.75 for 2012 but the government has revised this rate downward by reducing it to 1%.

In the second part of the expenditure, the budget contains several provisions of the savings plan submitted on November 7 as the removal in late 2012 of the device "Scellier", a tax benefit for investors in new homes for rental .

Another measure of austerity November 7: the refocusing of the interest-free loan that will be reserved for new homes and means-tested.

Or a shot of "plane" of 15% and not more than 10 of the tax loopholes.

At 311.7 million euros, sales of the group recorded organic growth of 8.8%, Orpea said in a statement.

"The dynamics related to both France and abroad, including the continued rise of Belgium and Italy," said Yves Le Masne, CEO of Orpea, quoted in this release.

It says that the group confirmed "with serenity, its goal of a turnover of 1,230 million euros (27.5%) accompanied by sustained profitability" for the full year 2011 .

FARM CREDIT * (+20.3%), BNP PARIBAS (16.23%) and Societe Generale (14.8%) are leading the CAC 40, with AXA (13.9%).

Out CAC 40, Natixis is 11.6%.

BNP Paribas, Societe Generale and BPCE (People's Bank, Savings Bank) have additional capital needs between 2.1 and 3.4 billion euros, while Credit Agricole is regarded as sufficiently capitalized, reveal tests by the European Banking Authority (EBA).

BNP and SocGen said they could come into compliance with new rules without recourse to the market.

* Dexia wins 6.10%.The title was suspended from trading for the announcement of its capital needs, estimated at 1.7 billion euros.

* AXA also announced a decrease of 4.8% of its turnover for the first nine months of 2011, mainly due to the retirement savings Life business where the insurer has given priority to the margins rather than volumes .

* ARCELORMITTAL also jumped 7.7%, with the entire commodity sector in Europe (+5.9%), and other cyclical sectors that benefit from the feeling that the agreement limits the risk of a sharp recession.Many brokers have reduced their price target, including Goldman Sachs, Morgan Stanley, Exane BNP Paribas, Credit Suisse, UBS, Natixis and Kepler, following the announcement of a new downward revision to its goal of operating income and the elimination of 6,000 jobs.

Moody's also changed the outlook to negative on its debt, while the Baa3 rating is confirmed.

Brazilian Minister of Trade and Industry Fernando Pimentel said Wednesday that PSA would invest 3.7 billion reais (1.5 billion) to Brazil to double production by 2015.

* RRP is 6.2%, boosted by the announcement of a very strong sales growth in the luxury market in the third quarter despite a difficult economic environment.

The rating agency notes that Spanish banks continue to suffer from the economic crisis over the next 15 to 18 months.

S & P has placed Spain in category 4 (cons from 3) of the scale "Bichri" (Banking Industry Country Risk Assessment), which is 1 for countries with the strongest to the weakest 10.

Among the countries in Group 4, one finds including the Czech Republic, Israel, South Korea, Mexico and Slovakia.

Introduction of competition, changes in schedules, increased work on the tracks … The coming months will be decisive for the station. To cope, the railway company decided to beef up its commercial and services. And it aims to establish a "contract of confidence" with its customers. Will this work? Give us your opinion.

Map 12-30 years

The group announced the extension of the card 12-25 years, 12-30 years is a map. From September 28 until the end of the year, SNCF pushes the age of youth.The launch on the occasion of 30 years of TGV, which will be celebrated on Saturday, allowing the station to make a real test for a possible final implementation, according to information entrusted to the AFP a source close the file. Information that the station denied this time. Only 400,000 copies of this limited edition of the card will be sold to the public.

"It is through the revealing of the SNCF," said Thierry Sarnez, managing director of the association of consumer and user CLCV. "It sets up shots, which complicate even more marketing offers. A new service is created and disappears after three months. How can the user find it," he says. "This is an interesting measure. But why be limited to 400,000 copies? Is completely discriminatory.Only those who have purchased the benefit from faster "adds Michel Pottier, president of the Avuc, association of users of railway.

The station is also in the process of setting up a system of financial compensation for passengers traveling standing or sitting in the hallway when they took a TGV overbooked.

Readability prices and schedules

Some measures will be implemented to improve the readability of hours. The controllers are equipped with such smart phones, enabling them to respond more readily to customer questions. It also strengthens its offer of support for children only from 4 to 14 who will also be open on weekends plus school holidays.

In terms of prices, the railway company also announced changes. In 2012, it can freely adjust its prices according to the attendance lines.Faced with fears of an increase in these rates, the group is adamant: "The SNCF does not seek to raise prices, and believes that such a development has no place." Two concrete measures are emerging in this context: the removal of periods 'peak' and 'normal', and the establishment of a flexible schedule. "Indeed, the station will undertake to sell a certain percentage of tickets" at a price lower than the reference rate (2nd class full fare, without giving further clarification for now.

It also wants to move towards greater clarity on prices. On the back of tickets, the website or guides, minimum and maximum prices for the same journey, will be shown, so that the client has a clearer view of pricing. "We need more transparency. This is the median price must be indicated.And why not show, for example, tariffs on screens in stations, "asks Thierry Sarnez." Today, the person who wants to travel by train never know what it will pay, "laments Michael Pottier.

According to AFP, the station also plans to limit the number of different rates for the same journey. "It would be perfect. According to one of our surveys, it happens that prices are 20 for the same car. This abnormal" deplores the managing director of CLCV.

A revolution schedules

These efforts at transparency are even more pressing that the group is preparing for a revolution of his times. Over 80% of them should change. "It's an upheaval as great as the changeover to the euro," said Guillaume Pepy SNCF president at a recent seminar. And he added that "it never happened" to change so many times at once.Indeed, on average, only 30% are changed in one go.

"The SNCF has ensured, in this context forced the new organization, to provide the best possible offer to customers." provide a statement. The group intends to propose a "more robust, and limiting delays. On the TGV, it promises many places during peak hours to 9-10 hours on arrival at Paris, and from 17h in the evening , opportunities to combine its travel, the day or half day of opening hours on weekends, or an improvement of connections between TGV and TER.

SNCF jusitife this "revolution" with the launch of the Paris-Rhin-Rhone (which in turn has implications for other lines), or the multitude of planned work on the network. "There's four years of work with high-dose mile modernization projects each year," said Mr.Pepy, who had already called for "understanding and patience" of users and the "general interest".

But the schedule change also reflects the timing of development, the principle is to operate trains on the same line at regular hours. For example every hour or every two hours, the same trains serving the same stops succeed in a given station at regular time intervals. SNCF wants to spend the percentage of train subject to this requirement from 8 to 16%.

Of long distance bus station to the study

Finally, the station has not only eyes fixed on the rail. The group could in fact engage in passenger transport by bus over long distances to compete with Eurolines, which opened this summer selling his first six interregional links in France. According to Thierry Sarnez, it would be "an admission of failure.SNCF admit that its own trains are not competitive. It begins with a few bus lines … Then it can develop. "However, Mr Pepy ensure that rail remains the 'backbone' of the group."

* BANKS – The Fall of banks to the Paris Bourse and doubts about their strength threatens the economy by depressing household and pushing companies to delay their hiring and investment, analysts and professionals.

French banks have agreed to exchange more than 90% of Greek bonds they currently hold in the second aid package to Greece decided in late July, said Friday the Minister of Economy, Baroin., See also scenarios of bank recapitalization in Europe

In addition, the German bank IKB announced Friday it had settled a three-year dispute with Crédit Agricole and the credit enhancer American Financial Guaranty Insurance Company (FGIC) on losses during the financial crisis.

* Sanofi announced Monday morning that the U.S. court had ruled in favor of Sanofi US dispute in the dispute with Sun Pharmaceuticals on some generic versions of Eloxatin (oxaliplatin).Eloxatin retains its exclusivity in the U.S. until August 9, 2012, Sanofi said.

* Technip announced that it has been awarded by a contract Petobras provision of basic engineering and detailed design for a new complex fertilizers `to be located in Uberaba, in Minas Gerais, Brazil .

* EADS – Qatar is interested in buying Daimler a 7.5% stake in EADS, writes Der Spiegel on Sunday.

* ABC ARBITRAGE improved its net profit in the first half despite the low volumes and limited volatility of the markets during the period and addresses the second part of the year with confidence and caution, told Reuters CEO, Dominique Ceolin.

The next meeting of the BoJ Monetary be held on September 6 and 7.

The government could also intervene unilaterally in the foreign exchange market to weaken the yen.

He has done 4 August – and the BoJ eased monetary two weeks ago – but the traders continue to seek refuge currency as the yen and Tokyo does not re-offend if fluctuations in the yen are considered speculative.

Friday the dollar hit a record low of 75.95 yen before remonstrate above 76 yen.

"Japan's position is consistent and it will take decisive decisions following the evolution of the market," said a senior official told Reuters.

"The BoJ does not exchange specific but deals with the impact of currency movement, the trigger for a monetary easing would be a serious deterioration in sentiment," said a source also told Reuters.

This relaxation will likely take the form of an increase in the "pool" of 50,000 billion yen (656 billion) charge to buy public assets and private funds to offer cheap fixed rate via market transactions.

This pool was already increased when the BoJ eased monetary policy this month.